Writings by Robert A. Marsico

Robert A. Marsico is a real estate and commercial transactions lawyer with more than 30 years of legal experience. He represents a wide variety of financial institutions, corporate and entrepreneurial clients in the areas of mortgage financing, commercial project acquisitions and sales, commercial leasing and other business transactions.

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Scarinci Hollenbeck remains committed not only to providing top-tier legal services but also to regularly providing information and resources to our client base and internet following. Client Alerts provided by our attorneys supply businesses, municipalities, and more with the latest and relevant legal updates that may impact them and how they might be able to proceed.

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Amendments to Wage Theft Prevention Act Become Law In New York

Now that the amendments to the wage theft prevention act are law, how will this affect New York employers? New York employers can cross one administrative “to-do” off their lists for 2015. With very little time to spare, New York Governor Andrew M. Cuomo signed into law amendments to the Wage Theft Prevention Act on […]

Author: Robert A. Marsico

January 14, 2015

New Jersey Businesses Had A Good Year in 2014

For many New Jersey businesses, 2014 was a good year. More importantly, many New Jersey busineses expect their success to continue into the New Year. According to Provident Bank’s 2014 Business Barometer, which surveyed more than 300 New Jersey business owners, 43 percent reported that their business performed “great” or “good” in the past 12 […]

Author: Robert A. Marsico

December 31, 2014

NY Businesses Must Comply With New Debt Collection Regulations in 2015

Earlier this month, the New York Department of Financial Services issued rules regarding new debt collection regulations. The regulations represent the first use of “gap authority” under the New York Financial Services Law, enacted in 2011. That statute allows the state to regulate and enforce rules against previously unregulated providers of financial products and services. […]

Author: Robert A. Marsico

December 15, 2014

Too Close for Comfort? Federal Reserve Oversight of Big Banks Under Fire

The Federal Reserve Bank of New York is facing growing criticism over its Wall Street oversight. Critics, including several high-ranking members of Congress, contend that it is too cozy with the entities it is charged with regulating. One of the top concerns is the so-called revolving door through which employees move to and from the […]

Author: Robert A. Marsico

December 2, 2014

New Law Protects New Jersey Businesses From Bad Electronic Transfers

While paper checks have been replaced by electronic funds transfers for many commercial transactions, New Jersey businesses still have to contend with rejected payments. Earlier this month, Gov. Chris Christie signed two measures into law that will help New Jersey businesses address bad electronic funds transfers. The first new law, Assembly Bill 1162, amends New […]

Author: Robert A. Marsico

September 26, 2014

New Jersey Becomes Latest State to “Ban the Box”

Gov. Chris Christie recently signed legislation that limits the ability of New Jersey employers to rely on criminal records when making employment decisions also known as “Ban the Box”. The Opportunity to Compete Act will take effect on March 1, 2015. When the legislation takes effect, New Jersey will join a small group of states […]

Author: Robert A. Marsico

September 10, 2014

Finders Keepers: Could Your Financial Account Escheat to the State?

If you don’t regularly monitor your finances, you could lose out. Allowing accounts to lay fallow for too long may result in your assets escheating to the state. The term “escheat” refers to the title transfer of financial assets (such as savings account deposits, uncashed checks, and securities in retirement accounts) to a state authority […]

Author: Robert A. Marsico

August 11, 2014

Will New York Be the First State to Regulate Bitcoin?

New York is poised to become the leading authority on virtual currency (generally referred to as “Bitcoin”) regulation. The New York State Department of Financial Services (“NYSDFS”) recently published a Notice of Proposed Rulemaking regarding the regulation of such virtual medium of exchange. As noted in the NYSDFS proposal, the proposed regulation is intended to […]

Author: Robert A. Marsico

August 5, 2014

Amendments to NY Wage Theft Law Head to Governor’s Desk

A bill that would amend New York’s Wage Theft Prevention Act (the “Act”) awaits Gov. Andrew Cuomo’s signature. The changes offer both good news and bad news for New York employers. Originally enacted into law in 2011, the Act aims to protect low-wage workers from unscrupulous employers who may attempt to pilfer their pay by […]

Author: Robert A. Marsico

July 25, 2014

Could an Automatic Contract Renewal Land Your Business in Hot Water?

If your business includes automatic renewal provisions in your service contracts, you could be setting yourself up for unintended liability. States across the country are increasingly passing legislation that limits or conditions the use of such provisions. Automatic contract renewal clauses typically state that a service will automatically be renewed for a specified price on […]

Author: Robert A. Marsico

June 9, 2014

New York Business Regulations

Will New Jersey Legalize Marijuana?

Senate Judiciary Committee Chairman Nicholas Scutari (D-Union) has introduced Senate Bill 1896 for consideration by the New Jersey Senate. The proposed legislation would legalize possession, cultivation and the sale of small amounts of marijuana. He believes that it is time for New Jersey to stop prosecuting and start regulating and taxing minor marijuana use. However, […]

Author: Robert A. Marsico

April 28, 2014

Sole-Owner LLCs: Are you really protected?

Many limited liability companies (“LLCs”) are created in an effort to decrease personal liability. However, if you are a sole owner of an LLC, it is important to do more than just create the LLC. There are many actions that must be taken after filing the organizational document, be it a Certificate of Formation or […]

Author: Robert A. Marsico

April 24, 2014

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